Financing

Lease Financing Benefits

Ease & Convenience: Applying for financing is quick and easy. For financing under $75,000, just fill out a one page application. Once approved, we will take care of the details for you.

Preserve Lines of Credit: Conserve your valuable bank lines of credit for day-to-day business needs.

Affordable 100% Financing: Allows you to finance all of your equipment and in many cases can include soft costs such as freight, installation and construction.

Low Down Payment: Paying cash or using traditional financing may require you pay up to 50 percent down. Lease financing requires minimal down payment or deposits. As few as one or two payments are required to get your equipment ordered.

Tax Advantages: Compared to conventional financing, leasing provides great opportunities for tax benefits. Depending on how you structure your lease, you may be able to fully expense the payments. We recommend you consult your tax professional to fully understand the tax advantages of leasing.

Financing Program Options

We offer standard 24 to 60 month financing terms with a variety of end-of-lease options. Whether you need standard monthly payments or a more flexible irregular payment structure, Atlantis Capital will work with you to design a program that meets your unique business needs.

$1 Buyout: Also known as lease to own, this allows you to make regular monthly payments and at the end of the term you will take  ownership of your equipment.

10% Purchase Option: Offers you a lower monthly payment and provides purchasing options at the end of the term. In many cases, it also has substantial tax advantages.

12 for 1%: Offered only to clients of The Pavilion, this exclusive program minimizes your upfront and first year costs. Your first 12 payments and the advance payment are only 1% of the total financed amount.

Deferred Payments: No payments for 30 to 120 days, allowing your equipment to start working for you without the up-front expense.

Credit Lines: Atlantis Capital can pre-qualify you for lease financing. If you are planning future renovations or equipment purchases, we can provide an extended line of credit to support your future needs.

Soft Costs & Working Capital: Getting the best of the best means flooring, lighting, decorating, delivery, and installation costs can add up. Atlantis Capital is able to cover 20 percent of your equipment cost into your lease financing package to cover these types of soft costs.

How it works . . .

With our unmatched service and industry knowledge, financing your new equipment from
The Pavilion is quick and easy. 

Step 1: Complete a one page application and Atlantis Capital will start the approval process.

Step 2: Upon approval, Atlantis Capital will work with you and The Pavilion to get a detailed invoice.

Step 3: Once the invoice is received, the lease documents are generated and sent to you either overnight or via email. As soon as the signed documents and any deposit checks are received, Atlantis Capital sends a purchase order and pre-funds The Pavilion.

Step 4: The Pavilion will process your order and get your new equipment delivered to you.

Getting Approved

We offer a variety of programs. To help keep start-up costs more affordable, we have designed solutions for new salons, spas and schools. If you are an existing business, we will work with you to design a leasing  program that meets your unique needs.

New Business Program: Allows current salon employees the ability to become an entrepreneur with the confidence that financing will be available up to $50,000. This program is only available to those who have been in business less than two years.

Program Requirements:
• Completed credit application
• Two years of tax returns with W-2 forms
• Brief description of business or business plan
• New business bank information and reference
• Personal guarantors on all owner(s) and their spouse(s)
• Satisfactory credit on all owner(s) and their spouse(s)
• Personal financial statement

Existing Business Program: Designed for established salons with two years under the current ownership. Existing salons can obtain up to $50,000 without financials.

Program Requirements:
• Completed credit application
• Two years under current ownership
• Satisfactory bank reference
• Two trade references used in daily business

Commercial Business Program: Designed for established salons seeking $100,000 to $500,000 in financing.

Program Requirements:
• Completed credit application
• Two years under current ownership
• Two years business and personal tax returns
• Personal financial statements dated within the last six months
• Satisfactory bank reference
• Three regularly used business trades

The Pavilion offers a wide variety of financing options to meet your unique business needs. This combined with The Pavilion’s fine quality products will help you build a world class salon or spa.­ Apply today to learn how we can help you achieve business success.

Apply now!